Your mortgage may have been the best deal for your circumstances at the time you took it out but is it still performing as well as it could? If you have a mortgage you may be paying more than you need to, and so a regular review of how your mortgage compares may result in significant savings by remortgaging to a different lender.
Most homeowners have experienced a significant rise in the value of their property in recent years. Remortgaging to a different lender may enable you to release some of that capital to make improvements to your home, or perhaps buy a new car or take the family on that long overdue holiday. Alternatively some homeowners may release some of the equity in their property to repay outstanding loans and credit cards, therefore reducing their monthly expenditure. A reduction in the monthly payments is likely to mean an increase in the term and the overall debt. With Fresh mortgage.net re-mortgaging can be very quick and simple to arrange. We will take you through the process step-by-step, working out how much you can borrow, how much it will cost, and what type of mortgage may be most suitable for you. We will even take care of all the mortgage paperwork for you, so you don't need to worry about a thing.
In recent years remortgaging has become a much simpler and more common process. More and more lenders are offering specialist remortgaging services - often with free legal and arrangement fees.
When you re-mortgage, you are essentially replacing your existing mortgage with a new one, shifting your debt from one lender to another. There are thousands of mortgages available across the market and Fresh Mortgage.Net will take into account what different lenders are offering at present and find the best deal for your new circumstances.
Please call us on FREEPHONE 0800 612 5094 or complete our on line enquiry form for a no obligation quotation and lets find out if your paying too much.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. There may be fee charged for mortgage advice. The precise amount will depend upon your circumstances but the maximum fee would be 1.5% of the loan value. Some mortgage and insurance products are not regulated by the FSA.
FreshMortgage.net is a trading name of MDSW Mortgage Consultants who are an appointed representative of The Mortgage Times Group Limited, 279 Tottenham Court Road, London, W11 7RJ which is authorised and regulated by the Financial Services Authority no. 303007.